NOVEMYANTO, Alfin Dwi. Reconstruction of Bank Indonesia’s Administrative Supervision over Surcharge Practices within the QRIS Ecosystem. Socratika: Journal of Progressive Education and Social Inquiry, Gowa, South Sulawesi, Indonesia, v. 3, n. 3, p. 551–566, 2026. DOI: 10.58230/socratika.v3i3.955. Disponível em: https://ssed.or.id/socratika/article/view/955. Acesso em: 15 oct. 2026.